> For the complete documentation index, see [llms.txt](https://docs.banx.gg/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.banx.gg/banx-protocol/how-to-borrow/tips-for-borrowers.md).
# Tips for borrowers
## 🧠Keep your loans healthy
* If you keep your loan healthy (i.e. at a reasonable LTV), it is *highly likely* that it will be refinanced via auction if you receive a refinancing call
* Higher LTV loans may not benefit from the same level of lender appetite, potentially resulting in a higher number of refinancing calls and unsuccessful refinance attempts
* Remember to check in regularly to monitor your loans and make partial repayments (to lower your LTV) if necessary
## 🧠Subscribe to notifications
In order to avoid missing important notifications such as refinancing calls, **we strongly recommend** subscribing to Banx notifications using:
* Discord
* Telegram
* Email
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