> For the complete documentation index, see [llms.txt](https://docs.banx.gg/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.banx.gg/banx-protocol/how-to-borrow/tips-for-borrowers.md). # Tips for borrowers ## 🧠 Keep your loans healthy * If you keep your loan healthy (i.e. at a reasonable LTV), it is *highly likely* that it will be refinanced via auction if you receive a refinancing call * Higher LTV loans may not benefit from the same level of lender appetite, potentially resulting in a higher number of refinancing calls and unsuccessful refinance attempts * Remember to check in regularly to monitor your loans and make partial repayments (to lower your LTV) if necessary ## 🧠 Subscribe to notifications In order to avoid missing important notifications such as refinancing calls, **we strongly recommend** subscribing to Banx notifications using: * Discord * Telegram * Email