# Vaults ## For Lenders Banx Vaults provide a passive lending experience similar to traditional lending pools but with significant improvements. ### Curated Risk Profiles Banx Vaults offer a selection of vaults tailored to different risk levels, moving away from the conventional one-size-fits-all model. This allows users to choose vaults that align with their specific risk tolerance. In traditional lending pools, all assets are exposed to the highest-risk assets. However, with Banx Vaults, lenders can get exposure to high-risk, long-tail assets with higher yield or the opposite by selecting vaults that lend exclusively against blue-chip collateral. ### Higher Yield Banx’s custom offers settings enable lenders to earn better yields. ### Transparency Banx Vaults are permissionless and distribute fully verifiable onchain allocations. ## For Risk Experts/MMs Banx Vaults introduce an innovative approach to risk management that benefits both experts and users. ### Direct Service to Users, Not DAOs Banx Vaults allow risk experts and protocols to directly serve users rather than consulting for DAOs. This creates a more scalable and user-aligned business model. ### Permissionless Infrastructure With no coding required Banx Vaults lower the barriers to entry for risk experts. They can easily create revenue-generating products with minimal effort and cost. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.banx.gg/banx-protocol/vaults.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.